divider

Our Process

Our Process

 

You maintain control of your money. We act as stewards to help you achieve your goals and dreams.

 

Discovery.  For us, it all begins with a conversation.  We’ll work with you and take the time to fully understand your investment needs and objectives so we can best match you with the services that will be most beneficial.

 

Risk Tolerance Assessment.  We conduct an in-depth, proprietary, assessment of both your ABILITY and your WILLINGNESS to take investment risk.  We carefully examine many contributing variables related to your anticipated cash-flows, as well as your personality, so you can better understand what is driving your risk tolerance – and how it may evolve in the future.  The result is a quantifiable and measurable risk directive.  While, ultimately, it is your decision as to how much risk to take with your investments, we are here to provide insight and guidance to help you make the best decision possible.

 

Recommendations.  Based on your needs, tax status, account types, experience, and personality, we will recommend either a Tactical Asset Allocation (dynamic) or a Strategic Asset Allocation (static) that is consistent with your specific risk tolerance and objectives. (If we feel we are not the best fit for each other, we will even refer you to another investment professional who can better serve your needs.)

 

Transition.  We’ll be with you every step of the way.  From the first account application to the transfer of assets, and on to the first transaction in your account, we will handle everything.

 

Portfolio Management.  Your portfolio will be monitored on a daily basis to ensure it continues to meet your directive.  Any portfolio we create will always be liquid and transparent.  This flexibility is most useful as your needs change, or as market conditions warrant revisions in your portfolio.