American Airlines: Pilots Contract Updates

In recent weeks, we have spoken to many pilots regarding the new American Airlines contract. With that in mind, we thought we would proactively reach out.

Tactical versus Strategic Asset Allocations (Explained)

Explore strategic vs. tactical asset allocation benefits—diversification and tax efficiency vs. concentration and active management—for informed investing.

How Will The New Tax Laws Affect You and Your Assets?

We’re not accountants or tax specialists. However, we have been getting tons of questions about the new federal tax legislation (Tax Cuts and Jobs Act).

Important Information for AAL Employees Over 50

If you are over 50 years old, you will want to pay attention to this. It has come to our attention that the there was a small hiccup transitioning between...

Important Update – American Airlines (AAL) Equity Stake

On December 11th, The House of Representatives signed bill H.R. 2591, which allows for the retroactive transfer of the AAL equity stake to a Traditional IRA.

Roth IRA: What It Is and How to Open One

A Roth IRA is a special individual retirement account (IRA) where you pay taxes on money going into your account, and then all future withdrawals are tax fre...

Inflation: What It Is, How It Can Be Controlled, and Extreme Examples

What you need to know about the purchasing power of money and how it changes

March 2022 - Market Update

Geopolitical risks, rising rates and the continued surge in the price of energy and household goods dominated the financial headlines this month...

Feburary 2022 - Market Update

Stocks continued their decline in February (-4.2%) as the world reacted to the Russian invasion of Ukraine. Volatility increased and investors flocked to...

January 2022 - Market Update

January was a bit of a roller coaster for stocks as broad equity indices declined roughly 10% in the first few weeks of the year. Since then, markets...

December 2021 - Market Update

Looking back at where we were last January, it seemed unlikely that stocks would perform as well as they did in 2021 given all of the risks still on the table.

November 2021 - Market update

US stocks and bonds were relatively flat for the month of November. OMICRON: Emergence of the OMICRON variant added considerable volatility to the equities...

Asked & Answered: All About Target Date Funds

Should I just put my 401k in a Target Date Fund? A: Great question! The two primary factors to consider are risk level and cost.

Asked & Answered: Multiple Advisors

This is a great question with no “right” answer. There are benefits to both methods and ultimately you will need to evaluate your own needs to best choose...

Asked & Answered: Fixed Income Risks

Great question! At a high level, there are 4 major categories of risks in fixed income. Many fixed income instruments (aka “bonds”) bear more than one of these.

Asked & Answered: The Economic Stimulus

The Federal Reserve’s first line of defense when it comes to stimulating the economy is of course lowering the Fed Funds Rate (short term interest rates)...

Asked & Answered: Debt Ceiling Crisis

There are two main issues surrounding the debt ceiling crisis. First is the issue of potential default (or delayed payment) by the US government...

Asked & Answered: Measuring Diversification

First let’s specifically define the task. When we combine more than one asset, how does the expected volatility of the combined portfolio differ from...

Asked & Answered: Corporate Bond Liquidity

I went to sell a corporate bond from my portfolio and discovered I couldn’t get anything close to what was marked in my account. Why is this?

Asked & Answered: Dividend Ex-Date

When a stock pays a dividend, there are three important dates to know. The “declaration date” is simply the date they disclose the next dividend to be paid...

Asked & Answered: Term vs. Whole Life Insurance

What’s the difference between Term Life insurance and Whole Life insurance? Which should I choose? This is a very common question. Please keep in mind...