Welcoming Tommy Van Gemert
https://youtu.be/IY6Ucaem5LA
Tactical versus Strategic Asset Allocations
Below is communication sent to our clients on 9/5/2018. We received great feedback so we wanted share thought-provoking communication with you. Dear Clients, For years, we have talked about the unique aspects of each client’s portfolio. The key differences are generally Risk Tolerance, Tax Status, and the style of Asset Allocation. The first two…
AAL employees over 50
Dear American Airlines Pilots and FAs, If you are over 50 years old, you will want to pay attention to this. It has come to our attention that the there was a small hiccup in the transition between JP Morgan and Fidelity as it relates to your 401k plan. It only affects those participants…
Important Update – AAL Equity Stake
Dear AAL Employee, It seems there may be some good news regarding the previously distributed Equity Stake in AAL stock. As you are probably aware, the equity stake had originally been treated as a TAXABLE distribution. Although, much discussion occurred at the time about the potential for it to be rolled directly into a…
Asked & Answered: Hedging Employer Stock
September 8, 2010 Sam from Scarsdale, NY writes: I own a lot of shares in my employer’s stock. I have friends who have lost a lot of money in bad situations and I have some concerns. Is there anything I should do? Friedenthal Financial: First, separate the vested stock from the shares…
Asked & Answered: Saving for Retirement
August 11, 2010 Bernard from Birmingham, AL writes: I can’t seem to save well enough for retirement. Any suggestions? Friedenthal Financial: Bernard, The typical advice given to answer your question is to examine your expenses and prioritize those that are most important. In other words, find a way to cut your…
Asked & Answered: Buy & Hold vs Rebalancing
July 20, 2010 Harold from E. Hampton, NY writes: Is “buy and hold” the best strategy? I have heard conflicting perspectives. What do you think? Friedenthal Financial: Good question! There has been a lot of research suggesting that active management rarely beats the broader indexes (buy-and-hold) when all expenses are incorporated. …
Asked & Answered: Security Location
June 21st, 2010 Victor from Voorhees, NJ writes: I have a brokerage account as well as an IRA. How do I know which investments to put in which account? Does it make a difference? Friedenthal Financial: Victor, You raise an excellent point! The short answer is that for most investors it absolutely…
Asked & Answered: Rethinking Your Portfolio
June 3, 2010 Paul from Piscataway, NJ writes: Like many of my friends, I sold my stocks after the market cratered because I could not stand to lose anymore. The market rebounded so quickly, I feel like it got away from me. Most of my investment dollars are still sitting in cash earning next…
Asked & Answered: Inflation
May 5, 2010 Marjorie from Allentown, PA writes: I think we are facing a period of much higher inflation. Should I move my investments in to gold to protect myself? Friedenthal Financial: Marjorie, Firstly, kudos for thinking about inflation when assessing your investment needs. All too often people only think about…